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Stronghold Engineering Inc Design and Construction Organization

Stronghold Engineering Inc. is a design and construction organization based in Perris, California, United States. It was founded in 1991 by Beverly Bailey as the CEO and Scott Bailey as the COO.

Stronghold provides engineering design services for residential, commercial, industrial, and government clients throughout the U.S. They are a full-service civil construction company that caters to many project types, from single manufactured homes to large commercial buildings. Its portfolio includes four manufacturing plants and hundreds of single-family homes, and dozens of apartment complexes around Southern California.

Stronghold Engineering, Inc.’s list of services includes design/build services that include ground-up construction, all phases of tenant improvement projects, including seismic retrofits, renovations for historical and non-historical facilities, solar arrays, battery installations, and underground electrical; civil jobs, including dam work and rail projects; elevator refurbishment; complete electrical repairs and restorations for both contractors and homeowners.

They are the only civil contractor in Riverside County to have been awarded a State of California Permit (for excavation) and a City of Perris first-time permit. They have also performed work on more than 400 FEMA flood damage cases.

Stronghold has been named one of the fastest-growing companies in California and has received numerous awards since its inception. The awards were from DBIA, AGC, ENR, and ABC. The organization’s mission is to provide excellent quality products and services that enhance the value of our client’s property.

Stronghold Engineering, Inc. gives back to the community by giving charity. The company has worked to raise funds for Loma Linda University Children’s Hospital, American Heart Association, The American Legion, Blindness Support Services, the National MS Society, the NAACP, etc.

The organization’s objective is to enhance the quality of life in the communities they work in by providing excellent construction services, sustainable projects, and quality designs. 

Its mission statement is “to provide excellent quality products and services that enhance the value of our client’s property.” 

They strive to inspire confidence in their customers by providing effective communication and understanding, partnering with their customers for a mutually beneficial relationship, by enabling them to achieve their goals. They are committed to total customer satisfaction through continuous improvement of their processes.

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Mr. Cooper Mortgage Products/Services Offered

Mr. Cooper Mortgage Loans is the largest mortgage lender in the country. It has over one hundred branches in twenty-five states throughout the nation. The company is the leading mortgage lender in the state of Colorado. It has been in business for more than one hundred years and is privately owned by the Cooper family. Mr. Cooper Mortgage Loans offers a variety of loans to home buyers.

  1. Products/Services Offered

The company offers several products, such as affordable refinance options. Jumbo refinance options, home equity lines of credit, home equity loans, reverse mortgages, and adjustable-rate mortgages. The company also offers several different types of home equity lines of credit, such as no-documentation, zero-documentation, and traditional.

  1. Financial Leverage

The financial leverage ratio is the ratio of a company’s debt to its annual operating income. A high financial leverage ratio indicates that a company may have trouble paying off its debts and maintaining sufficient capital ratios to maintain operations. In contrast, a low financial leverage ratio suggests that the company can quickly pay off its debts and maintain enough capital ratios to maintain operations. Mr. Cooper Mortgage has a debt-to-operating income ratio of 0.9 times, indicating that it has enough cash flow from operations to cover its short-term obligations while still having enough short-term funds available to invest in growth opportunities and reduce future working capital needs.

  1. Financial Performance

The company has been ranked as one of the top 100 mortgage companies in the nation by FICO and is among the top 50 in the total volume of loans originated from 2013 to 2017. The company has been ranked as one of the top 100 mortgage companies in Texas by FICO and is among the top 50 in the total volume of loans originated from 2013 to 2017. The company was rated BBB+ with a stable outlook by Standard & Poors. In addition, Mr. Cooper 

Mortgage had an overall score of A2 with a stable outlook based on third-quarter earnings released in November 2017, which exceeded analysts’ expectations for revenue growth and nonperforming loan growth.

 Mr. Cooper has developed a proprietary underwriting system that encourages employees to think independently and creatively while working within specific guidelines to ensure consistency across the entire organization. The company has set up a system that allows employees to make decisions that benefit both the company and their customers